Contact us now
0414 012 250
FinRoc Finance
472 Pacific Highway
St Leonards
NSW 2065
ABN: 79 678 135 825
If it's your first home, or if it's time to renovate, refinance or invest, we're here to help make it happen.
Why should you use a mortgage broker?
There are lots of good reasons why more than half of Australians now use a broker to secure a home loan, personal or business loan. Probably the most important one that is we work for you, not the banks. We speak to you first to find out what you need, and then we use our knowledge of the market to better negotiate with the lenders. Then we get a range of options before we work out which one is right for you, not what’s right for the lenders.
Having a broker go into bat for you is the smart way to go; we do all the hard work for you, we work fast, and we make sure you secure a loan that suits you. We’re here to make sure you’re two steps ahead with your finance solution.
We streamline the process.
The first step is we discuss what your financial needs and goals are. Then we research the many different products from a range of lenders to ensure we find the right solution.
And just to make things even easier, we’ll do the paperwork, manage the application process and then take it through to settlement.
Best of all, because this is what we specialise in, we get the process moving quickly. We use our relationships with lenders to secure your finance as fast as possible.
In short, a broker is there to look out for your interests, while lenders are there to look after their own. We don’t have to say who’ll do a better job for you.
Is Your Home Loan Still the Right Fit for You?
When was the last time you checked if your home loan is still working in your favour? With interest rates and lending policies constantly changing, sticking with the wrong loan could be costing you thousands. 💸
At FinRoc Finance, we offer a FREE Home Loan Health Check to help you:
✅ Secure a more competitive rate – Because no one wants to pay more interest than they have to.
✅ Refinance for potential savings – Lower your monthly repayments or reduce your total interest costs.
✅ Consolidate debt – Simplify multiple repayments into one manageable loan at a lower rate.
✅ Review loan features – Ensure your loan suits your current needs and goals.
✅ Explore fixed vs variable rates – Understand which option aligns with your financial situation.
And the best part? There’s no cost for our time, and no obligation to switch lenders – we only recommend changes if it genuinely benefits you.
Who should get a home loan health check?
A quick chat with us is a smart move if you’re:
🔹 Nearing the end of a fixed-rate term
🔹 Looking to reduce or lock in your repayments
🔹 Thinking about accessing equity for renovations or investments
🔹 Paying off your home sooner
🔹 Simply wondering if you could do better!
At FinRoc Finance, we work with a wide range of lenders – including ones you won’t find on your own. We do the research, comparisons, and paperwork so you don’t have to.
Types of Loans We Can Help You With
First Home Buyers Scheme
Refinance Loans
Variable/Fixed/Interest Only/Split Loans
Investment Loans
Bridging Loans
Reverse Mortgages
Construction Loans
Personal Loans
Consumer Asset Finance
Business Loans
Click here to find out more about the different types of home loans we offer.
Download a summary of the Home Loan Approval Timeline.
Not sure what documents you will need to supply?
Download our quick Document Checklist for Home Loan Pre-Approval.
Get started with our free guides.
Investing in property
Having the right people to help you is key when investing in property. Do your homework on the property market before you dive in, and we’ll be thrilled to help you when it comes to financing your decision.
Refinancing your home loan
As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate or maybe you want to start that renovation project.
Becoming a first home buyer
Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The two big questions are how much you can borrow and what are your likely repayments to be.
We work fast, and we work hard for our clients.
Find out about the advantages of using a broker.
Having a broker negotiate finance on your behalf is the smart way to go as they look to save you time, stress and money. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you’re getting the right possible deal with your existing lender.
Crunch the numbers with our suite of calculators.
Take advantage of our 20 clever calculators including our borrowing power calculator, our loan comparison calculator and our extra repayment calculator. The range of calculators will help give you an idea of the amount you may be able to borrow and what the likely repayments may be.
Let’s catch up and get started.
The first thing we do is catch up to understand what it is you want. We are, after all, your finance professional, so the better we get to know you, your financial circumstances and long term goals, the better we can help you.
Once we agree on the right loan, we take care of the application, managing the process on your behalf.
- We provide real choice, looking to find you the right deal
- We work with multiple lenders
- We may negotiate a better outcome
- We help at a time and place that suits you
- We do the legwork for you
TESTIMONIALS
My partner and I wanted to buy a bigger unit and Margaret provided me with the clarity to know the best way forward.
- Matthew, Newport
Margaret’s approach to finding the right loan for us was well structured and straight forward. We felt confident in accepting her recommendation.
- Paul, St Leonards