Contact us now
0414 012 250
FinRoc Finance
472 Pacific Highway
St Leonards
NSW 2065
ABN: 79 678 135 825
Whether you’re buying your first home, renovating, refinancing, investing or growing your business we’re here to help make it happen.
Why choose FinRoc Finance?
At FinRoc Finance, we’re proud to be your local finance and mortgage broker, based right here on Sydney’s Lower North Shore. Whether you’re buying a home, refinancing, renovating, investing or funding your business growth, we’re here to make the process simple and stress-free.
More than half of Australians now use a broker to secure their loans – and for good reason. We work for you, not the banks. We speak to you first to find out what you need, and use our knowledge of the market to better negotiate with the lenders. Then we get a range of options before we work out which one is right for you, not what’s right for the lenders.
Having FinRoc Finance go into bat for you is the smart way to go; we do all the hard work for you, we work fast, and we make sure you secure a loan that suits you. We’re here to make sure you’re two steps ahead with your finance solution.
Whether it’s a home loan or a business loan, we’ll help you move forward with confidence.
We make finance simple.
At FinRoc Finance, we’re here to take the stress out of securing the right loan. As experienced mortgage and finance brokers servicing Sydney’s Lower North Shore, we work closely with you to understand your financial goals whether that’s buying your first home, renovating, refinancing, investing or funding a business.
From there, we research a wide range of products from our extensive panel of lenders to find smart loan solutions tailored to your needs.
We don’t just recommend the right loan we handle the entire process for you. That means completing the paperwork, managing the application, and guiding it all the way through to settlement.
Because we specialise in finance, we know how to move things along quickly. We leverage our strong relationships with lenders to speed up approvals and get you to settlement sooner.
In short, FinRoc Finance is here to look out for your interests, while lenders are there to look after their own. We give you expert advice, personal service and the confidence to move forward and make informed financial decisions.
Is Your Loan Still the Right Fit for You?
Whether it’s a home loan, personal loan, investment loan or business finance, the loan you started with might not be the best option for you today. Interest rates shift, lender policies change, and your financial goals evolve so it pays to review your finance regularly.
At FinRoc Finance, your trusted finance and mortgage broker on Sydney’s Lower North Shore, we offer a FREE Loan Health Check to make sure your loan is still working in your favour.
Here’s how we can help:
✅ Secure a more competitive rate – Because no one wants to pay more interest than they need to.
✅ Refinance for potential savings – Lower your repayments or reduce your total interest costs.
✅ Consolidate debt – Simplify multiple repayments into one manageable loan at a lower rate.
✅ Review loan features – Ensure your loan suits your current needs and goals.
✅ Explore fixed vs variable rates – Understand which option aligns with your financial situation.
And the best part? There’s no cost for our time, and no obligation to switch lenders – we only recommend changes if it genuinely benefits you.
Who should get a home loan health check?
A quick check-in with FinRoc Finance could be the smart move if you’re:
🔹 Nearing the end of a fixed-rate term
🔹 Looking to reduce or lock in your repayments
🔹 Thinking about accessing equity for renovations or investments
🔹 Paying off your home sooner
🔹 Simply wondering if you could do better!
We’ll do the research, compare lenders across the market, and handle the paperwork so you don’t have to. With access to a wide range of lenders (including options you won’t find directly), we’re here to find a better-fit finance solution for you.
Types of Loans We Can Help You With
- First Home Buyers Scheme
- Refinance Loans
- Variable/Fixed/Interest Only/Split Loans
- Investment Loans
- Bridging Loans
- Reverse Mortgages
- Construction Loans
- Personal Loans
- Consumer Asset Finance
- Business Loans
Click here to find out more about our simple 3-step loan review process: Step 1 Investigate, Step 2 Generate and Step 3 Activate. Click here to find out more about the different types of home loans we offer. Download a summary of the Home Loan Approval Timeline. Not sure what documents you will need to supply? Download our quick Document Checklist for Home Loan Pre-Approval.
Get started with our free guides.
Investing in property
Having the right people to help you is key when investing in property. Do your homework on the property market before you dive in, and we’ll be thrilled to help you when it comes to financing your decision.
Refinancing your home loan
As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate or maybe you want to start that renovation project.
Becoming a first home buyer
Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The two big questions are how much you can borrow and what are your likely repayments to be.
We work fast, and we work hard for our clients.
Find out about the advantages of using a broker.
Having a broker negotiate finance on your behalf is the smart way to go as they look to save you time, stress and money. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you’re getting the right possible deal with your existing lender.
Crunch the numbers with our suite of calculators.
Take advantage of our 20 clever calculators including our borrowing power calculator, our loan comparison calculator and our extra repayment calculator. The range of calculators will help give you an idea of the amount you may be able to borrow and what the likely repayments may be.
Let’s catch up and get started.
The first thing we do is catch up to understand what it is you want. We are, after all, your finance professional, so the better we get to know you, your financial circumstances and long term goals, the better we can help you.
Once we agree on the right loan, we take care of the application, managing the process on your behalf.
- We provide real choice, looking to find you the right deal
- We work with multiple lenders
- We may negotiate a better outcome
- We help at a time and place that suits you
- We do the legwork for you
TESTIMONIALS
My partner and I wanted to buy a bigger unit and Margaret provided me with the clarity to know the best way forward.
- Matthew, Newport
Margaret’s approach to finding the right loan for us was well structured and straight forward. We felt confident in accepting her recommendation.
- Paul, St Leonards